Terms of service

Terms of Service

Last Updated: 1/15/2025

1. Introduction

These Terms of Service (“Terms”) govern your use of the website, services, and communications provided by Francisco Aguilar, operating under the brand name InsuranceViking (“we,” “us,” or “our”). By accessing our website, submitting your information, or communicating with us, you agree to be bound by these Terms.


2. Services Provided

InsuranceViking provides information, consultations, and assistance related to life insurance products, including but not limited to final expense, term life, and whole life insurance. Services may include phone calls, text messages (SMS), emails, and other communications related to your inquiry.


3. User Consent & Communications

By submitting your contact information through our website, forms, phone calls, or other channels, you expressly consent to receive communications from us, including calls, text messages, and emails, regarding insurance information, quotes, appointments, and follow-ups.

Message frequency may vary.
Message and data rates may apply.

You may opt out of SMS communications at any time by replying STOP.
For help, reply HELP or contact us directly.


4. No Obligation or Guarantee

Submitting information or communicating with us does not obligate you to purchase insurance, nor does it guarantee coverage, pricing, or eligibility. All insurance products are subject to carrier underwriting guidelines and approval.


5. Accuracy of Information

You agree to provide accurate and complete information when submitting forms or communicating with us. Providing false or misleading information may affect our ability to assist you.


6. Limitation of Liability

InsuranceViking is not liable for any direct, indirect, incidental, or consequential damages arising from the use of our website, services, or communications, to the maximum extent permitted by law.


7. Privacy

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.


8. Modifications

We reserve the right to modify these Terms at any time. Updates will be posted on this page with a revised effective date.


9. Contact Information

If you have questions regarding these Terms, you may contact us at:

InsuranceViking
Operated by Francisco Aguilar
Email: franciszdy
Phone: 7144031873

Life Insurance Services

Choose from a range of life insurance services designed to provide financial security and peace of mind.

Term Life Insurance

Term life insurance provides coverage for a set period of time, typically 10, 20, or 30 years.

Whole Life Insurance

Term life insurance provides coverage for a set period of time, typically 10, 20, or 30 years.

Universal Life Insurance

Term life insurance provides coverage for a set period of time, typically 10, 20, or 30 years.

Why Families Trust InsuranceVikings

See What Families Like

Yours Are Saying

InsuranceVikings gave me total peace of mind—my family’s financial future is secure if anything happens to me.

Maribel Adan

I've been with InsuranceVikings for years now—love their great rates and rock-solid coverage.

Olga Nunez

InsuranceVikings stands out as one of the best. Their team really cares and goes the extra mile to get it right for you.

Francis Aguilar

InsuranceVikings exceeded every expectation. The process was simple and my coverage is perfect.

Axel Parker

Life Insurance FAQs

Everything you need to know about getting

covered with InsuranceVikings.

What is life insurance?

It's a simple contract: you pay affordable premiums, and your family receives a tax-free lump sum to replace your income, cover debts, or fund their future when you're gone.

Who needs life insurance?

If you have kids, grandkids, a mortgage, or anyone relying on your income, life insurance replaces what you'd provide if you're gone—giving your family security and peace of mind.

How much life insurance do I need?

Factors like your income, debts, and family goals determine the right amount. InsuranceVikings specialists help you figure it out quickly and easily.

What are the types of life insurance?

Term for affordable, temporary coverage. Whole life for lifelong protection with cash value growth. Universal life (IUL) for flexible premiums and savings. We'll explain which fits you best.

How do I apply for life insurance?

Get a personalized quote online in minutes or talk to one of our specialists. You'll share basic info (age, health, needs), and we guide you through—no stress, no long paperwork. Medical exams may apply for some plans.

© 2026 InsuranceVikings. All rights reserved. Privacy

Contact: Frank Aguilar (714) 403-1873 [email protected]